Are You Paying Too Much for Car Insurance?

By: Eric Piwowar
Estimated Completion Time
1 min
Are You Paying Too Much for Car Insurance?
Image: krisanapong detraphiphat / Moment / Getty Images

About This Quiz

Those car insurance commercials aren't lying - Americans leave tens of billions of dollars on the table each year because they aren't doing everything they can to lower their rates. Answer these questions and find out if you are paying too much for car insurance.

Car Age How old is your vehicle?
Under 3 years
3-5 years
5-7 years
7 years +

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Sports Car Do you drive a sports car or luxury vehicle?
Yes
No

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Traffic How far is your daily commute?
Under 20 miles roundtrip
20 - 30 miles roundtrip
30 - 50 miles roundtrip
50+ miles roundtrip

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Credit Score How is your credit score?
Above average
Average
Below average
Don't know / Prefer not to say

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Suburb Where do you live?
The city
The suburbs
The country
Other

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Connecticut Michigan Delaware Do you live in Delaware, Michigan, or Connecticut?
Yes
No

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Progessive Snapshot Tool Do you have a diagnostic or tracking device installed in your car?
Yes
No
I'm not sure
Prefer not to say

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Accident When was the last time you were in an accident?
Within the last 2 years
2-5 years ago
5+ years ago
I've never been in one

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Shopping Insurance When was the last time you got a quote for car insurance rates?
This year
Last year
More than 2 years ago
Not sure

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Insurance Premium Do you pay your premium all at once?
Yes
No
Sometimes
Not sure

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You Got:

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