Are You Paying Too Much for Car Insurance?

By: Eric Piwowar

Are You Paying Too Much for Car Insurance?
Image: krisanapong detraphiphat / Moment / Getty Images

About This Quiz

Those car insurance commercials aren't lying - Americans leave tens of billions of dollars on the table each year because they aren't doing everything they can to lower their rates. Answer these questions and find out if you are paying too much for car insurance.

How old is your vehicle?
Under 3 years
3-5 years
5-7 years
7 years +

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Do you drive a sports car or luxury vehicle?
Yes
No

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How far is your daily commute?
Under 20 miles roundtrip
20 - 30 miles roundtrip
30 - 50 miles roundtrip
50+ miles roundtrip

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How is your credit score?
Above average
Average
Below average
Don't know / Prefer not to say

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Where do you live?
The city
The suburbs
The country
Other

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Do you live in Delaware, Michigan, or Connecticut?
Yes
No

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Do you have a diagnostic or tracking device installed in your car?
Yes
No
I'm not sure
Prefer not to say

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When was the last time you were in an accident?
Within the last 2 years
2-5 years ago
5+ years ago
I've never been in one

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When was the last time you got a quote for car insurance rates?
This year
Last year
More than 2 years ago
Not sure

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Do you pay your premium all at once?
Yes
No
Sometimes
Not sure

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You Got:

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