Are You Paying Too Much for Car Insurance?

By: Eric Piwowar

5 Min Quiz

Image: krisanapong detraphiphat / Moment / Getty Images

About This Quiz

Those car insurance commercials aren't lying - Americans leave tens of billions of dollars on the table each year because they aren't doing everything they can to lower their rates. Answer these questions and find out if you are paying too much for car insurance.

How old is your vehicle?

Under 3 years

3-5 years
5-7 years

7 years +

Do you drive a sports car or luxury vehicle?

How far is your daily commute?

Under 20 miles roundtrip

20 - 30 miles roundtrip
30 - 50 miles roundtrip

50+ miles roundtrip

How is your credit score?

Above average

Average
Below average

Don't know / Prefer not to say

Where do you live?

The city

The suburbs
The country

Other

Do you live in Delaware, Michigan, or Connecticut?

Do you have a diagnostic or tracking device installed in your car?

Yes

No
I'm not sure

Prefer not to say

When was the last time you were in an accident?

Within the last 2 years

2-5 years ago
5+ years ago

I've never been in one

When was the last time you got a quote for car insurance rates?

This year

Last year
More than 2 years ago

Not sure

Do you pay your premium all at once?

Yes

No
Sometimes

Not sure

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