Quiz: Garden level or dungeon?

By: Jacob Clifton

Quiz: Garden level or dungeon?
Image: Michael Krasowitz/Taxi/Getty Images

About This Quiz

When deciding whether to buy or rent a garden-level apartment, the main concern is whether it will feel like a dungeon. Take this quiz to find out more about these small but charming spaces!
How is a "garden-level apartment" defined?
It's any apartment facing a communal garden.
It's a dwelling below ground level with a private entrance.
It's an apartment between the first story and basement, with window height generally at street level.
A garden-level apartment is generally presumed to stand between the first floor and the basement, so that windows are at ground level.

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How is a "finished basement" defined?
It has separate entry, washroom facilities and access to heating and air conditioning.
It's similar to any other bedroom or living space in the home.
A finished basement (as opposed to an unfinished basement) is a living space like any other room in the house: finished walls, electrical and heating/cooling access, the works.
It just needs to have electricity and water.

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How is an "unfinished basement" defined?
It has cement floors and studded walls, with no electric or water fixtures.
Generally, "unfinished basement" is understood to imply cement floors, no drywall or plaster on the walls, and possibly basic electrical access and wiring (without fixtures).
It doesn't contribute to the overall square footage measurements of the house.
It provides storage and use for basic utilities: water heater, laundry, etc.

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How is a "garden apartment" defined?
Garden apartments are one-story dwellings around a common area.
A garden apartment doesn't have to do with basements or sub-first floor living; garden apartments aren't stacked at all, but spread out around a common green area or courtyard.
It's an apartment between the first story and the basement.
It's any dwelling below ground level with separate access.

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What's the usual soundproofing situation above a garden-level or basement apartment?
Due to flooring insulation, floors below the first story generally have better soundproofing.
The ceiling above a basement or garden-level apartment traditionally isn't well-insulated.
Usually, the ceiling below the first floor is less insulated than the levels between upper stories, meaning that sound in a basement or garden-level space is increased.
The levels between the floors are insulated similarly without regard to story.

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A home with 2,000 square feet of "Heated Living Area" (HLA) defines which of these?
a house with 1,000 square feet on the main floor and another 1,000 in a finished basement
a single-floor home of 2,000 total square feet
both of the above
"Heated Living Area" is an elastic definition that includes everything on all finished levels of the home -- meaning that a house with 1,000 square feet equally above and below ground would still have 2,000 square feet of HLA, despite its less attractive formal living space.

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A garden-level apartment can be:
cheaper to insure, but taxed at a higher rate due to possible income
more expensive to insure because of its surroundings, but can carry lower taxes because of the multifamily possibilities
Insuring a garden-level apartment is usually higher, due to the urban surroundings, but its property taxes will generally be lower.
equally expensive for insurance and tax purposes

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In 1993, what was the average size of an American home in square feet?
1,875 square feet
The 1993 American per-dwelling average was 1,875 total square feet.
3,995 square feet
2,125 square feet

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You Got:
/8
Michael Krasowitz/Taxi/Getty Images

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