The Ultimate Hiring a Contractor Quiz

4 PLAYS

Staff

4 Min Quiz

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About This Quiz

Some projects are too complex to do yourself. When you decide to make a major home improvement, you'll want to hire a contractor. But why not just hire all of the subcontractors yourself, and cut out the middle man? Take our quiz to learn more about the difference between hiring a contractor and collecting a bunch of subcontractors yourself.

The main purpose of a contractor is do which of the following?

A contractor is basically a project manager. The contractor makes sure all of the right people -- subcontractors -- are on the job.

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How do you know when a project is too difficult for you to do on your own?

Some projects are beyond the scope of a do-it-yourself approach. If there are special skills involved, such as plumbing, electrical wiring, or roofing, you're better off hiring a contractor to do it right the first time.

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A contractor is to a subcontractor as a wedding planner is to which of these?

Just like a wedding planner doesn't actually bake the wedding cake, the contractor doesn't actually work on the project. They're both in charge of finding the right people for the job.

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Who pays the insurance and employment taxes of the subcontractor's staff?

Subcontractors are basically self-employed workers who hire out their services to contractors. They must, therefore, pay their own insurance and taxes.

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Why don’t contractors increase the size of their staff, rather than work with subcontractors?

For many contractors the cost of keeping a full-service staff is prohibitive. Contractor usually maintain a small staff of laborers, and get subcontractors for the rest.

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When looking for the right contractor, you should find one with which of these important qualities?

You should always hire a contractor with plenty of experience doing the kind of project you want done. Ask to see a portfolio before hiring any contractor.

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Who assumes liability for work-related injuries when you hire your own subcontractors?

The law requires that you assume full liability for work-related injuries on your property, unless the subcontractors are hired by a licensed contractor.

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What is one of the most important benefits of hiring a contractor?

It's nice to know that if anything does go wrong during the project, it's the contractor's responsibility to fix the problem at no added cost to you.

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Lien laws are designed to protect whom?

Lien laws protect contractors against homeowners who won't pay for services provided. There are legal avenues to take when a dispute arises between you and the contractor, but withholding payment isn't the way to go.

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To avoid financial disputes with a contractor, you should do which of the following?

You have the right to ask for your contractor's professional credit history. Make sure this isn't someone with a serious history of financial problems, who might just be taking you for a ride.

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