Dollars and Sense: Identity Theft Challenge Quiz

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About This Quiz

Are you at risk of having your identity stolen? Do you know what to do if it happens? Find out how prepared you are to prevent identity theft by taking our quiz.

According to a 2003 survey, how many people in the United States were victims of identity theft in 2002?

The survey's results were sobering -- 10 million people in the U.S. fell victim to identity theft.

What is the most common form of identity theft?

Credit card fraud is the most common form of identity theft -- a thief can commit credit card fraud by using an unopened credit card offer or by dumpster diving for old receipts.

What is phishing?

Phishing is a way for thieves to trick victims into sharing personal information (such as bank accounts and Social Security numbers) voluntarily.

Which of these is not a method thieves use to gain access to passwords and other personal information?

A thief can use a clone of a Web site to trick you into typing in sensitive information, or a keylogging program to record every keystroke you make. But DDoS attacks aren't meant to steal information -- hackers use them to overwhelm and crash Web servers.

What's the term for devices that attach directly to credit card machines and record information?

Sometimes credit card fraud starts as an inside job. A store clerk can attach a skimmer on credit card machines and record information -- some can even record debit card personal identification numbers (PINs).

Which of the following acronyms stands for an Internet security protocol used by many online businesses?

The Secure Sockets Layer (SSL) protocol allows mutual authentication between a client (your computer) and a server (the online business' machine). Eventually, the Transport Layer Security (TLS) protocol will replace SSL as the standard.

How can you tell if a Web site uses SSL protocols?

Look in your browser's address bar -- if you see "https" at the beginning of the site's URL, the site uses the SSL protocol. There may also be a lock icon in the browser's status bar.

How many credit cards should you use for online purchases?

You should limit your online purchases to just one credit card to make it easier to monitor account activity.

Equifax and Experian are two of the three credit information services in the United States -- what's the third?

The third credit information service in the United States is TransUnion -- if you are the victim of identity theft, it's important to alert all three credit information services.

What federal agency is in charge of dealing with complaints of identity theft?

The Federal Trade Commission (FTC) is charged with protecting America consumers from fraud and theft.

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