The Ultimate Pet Insurance Quiz

By: Staff

4 Min Quiz

Image: refer to hsw

About This Quiz

Some people may think that pet insurance is a waste of money, but it could save your pet's life. Take this quiz to learn more about the costs of pet insurance policies and how they work.

In what year was the first pet insurance policy issued?

Veterinary Pet Insurance (VPI) issued the first pet insurance policy in 1982 to Lassie, the famous canine television star.


How much money did Americans spend on pet health care in 2006?

American spent more than $24.5 billion in 2006 on pet health care. Considering this figure, it is easier to see how pet health insurance might save you money.


Why are veterinary bill so expensive these days?

Veterinary bills have risen as a result of the advancement in veterinary science, allowing more complex but costly procedures and equipment to become available to the public.


What is the average cost of owning a dog per year?

Dog owners spend an average of $730 per year on their dog. This means that you will have spent nearly $11,000 on your dog if it lives to 15 years old, not including unforeseen medical expenses.


What is the average monthly cost of insuring a dog?

For an average of $28 per month you can rest assured that your dog's health care expenses are insured.


Once you are insured, _______ of your veterinary cost will be covered.

Pet insurance won't cover all of your expenses. However, especially in the event of a major emergency, it should save you a fair amount of money.


What sort of person is pet insurance good for?

If you are willing to go into debt in order to save your pet, pet health insurance may be a good way of keeping you out of debt.


What percentage of Americans have pet insurance?

Only 5 percent of Americans have pet insurance, whereas 50 percent of Swedes and 25 percent of Brits have taken out a pet insurance policy.


What type of animal can be insured?

There are policies to suit any animal, be it dog, cat, bird or some exotic pet.


Veterinary Pet Insurance (VPI) are the biggest and oldest pet insurance company. What percentage of the market do they own?

VPI owns 71 percent of the pet insurance market.


What is the maximum annual benefit you can get from the VPI Superior Plan?

The VPI Superior Plan is the most popular insurance plan offered by VPI. You can receive a maximum payout of $14,000 per year, covering accidents, illness, X-rays, surgery, cancer, prescriptions and hospitalizations.


If your pet has _____ it will be difficult to find an insurance policy that will cover them.

Most pet insurance polices will not cover animals that have existing problems or hereditary conditions. Embrace Pet Insurance is a company that will cover such conditions, including surgery, chemotherapy or other procedures related to the pet's hereditary condition.


Which of the following animals will cost the most to insure?

The bigger the animal, the more it will cost to insure. Therefore, a dog will cost more than a cat and a cat will cost more than a bird to insure.


Which of the following animal associations also offers pet insurance plans?

The American Society for the Prevention of Cruelty to Animals (ASPCA) and the American Kennel Club (AKC) both offer pet insurance plans.


At what age will pets cost you higher insurance premiums?

Mature pets will cost more to insure, since they are more inclined to develop medical problems as they age.


Which of the following foods could cost you dearly if you own a dog?

You may have heard that chocolate isn't good for dogs. This is because chocolate contains methylxanthines which can cause diarrhea, tremors, seizures and even death in dogs. So make sure you keep those chocolate bars well out of your dog's reach or you may end up paying hefty medical bills!


What is the first thing you should consider when looking for a pet insurance policy?

You never know what might happen to your pet, but you do know how much you can afford to pay for the peace of mind knowing that your pet's medical expenses will be covered. There are many pet insurance policies out there, so take the time to consider your budget and then find the right policy to fit it.


How might you get a discount off your health insurance policy?

You can get a large discount from some pet insurance companies if you are insuring multiple pets.


What should you make sure to verify with your insurance provider?

Some polices require you to use a vet that works for the insurance provider's network. You should clarify whether your policy allows you to choose which vet you want to use or whether you will be limited to choosing their vets and specialists.


Where can you find out if the company you are choosing to insure your pet with is reliable?

You can check out a company's history on the Better Business Bureau Web site.


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