1. an older
   a newer
2. a pricier

Your insurance will usually be lower on an older car and is one good reason to consider hanging on to it.

1. common
   financial
2. professional

As long as it's in good running condition, it makes good financial sense to keep your older car a while longer.

1. clean
   shiny
2. well-maintained

If you've taken good care of your car over the years, chances are that you can still eke out a few more years from it.

1. keep
   junk
2. sell

If you can perform routine maintenance and at least some of your own car repairs, you should be able to keep your old car running for a while longer with minimal expense.

1. carpool
   work
2. weekend excursions

If you use your car for work, it's not acceptable to tell your boss that you can't do your job because your car broke down. You may have no choice but to upgrade your car.

1. status symbol
   temporary home
2. love nest

If your car symbolizes status or freedom to you, these factors will play a part in your decision to trade an old clunker for a new and improved model.

1. car payment
   parking
2. car wash

If you don't have the cash to pay for a new car, you will need to take a loan and pay it off over a period of time. If this will wreak havoc on your monthly budget, you may need to reconsider a new car purchase.

1. Make sure the body looks good.
   Ask your friend to take a look at it.
2. Get a vehicle history report.

When buying a used car, don't make your decisions by how a car looks. Get a vehicle history report that tells you exactly what the car has been through.

1. Let a friend sell it for you.
   Sell it yourself.
2. Let a dealer sell it for you.

Though trading in your car with a dealer is probably the most convenient way to sell a used car, you will probably get a better price if you make the effort to sell it yourself.

1. Value is in the eye of the beholder.
   How well it has served you over the years.
2. The faster you get rid of it, the less likely it is to break down again.

Remember, it may have become a burdensome clunker to you, but to someone else, it could be the car of their dreams.