Should You Get Pet Insurance?

By: Eric Piwowar
Estimated Completion Time
1 min
Should You Get Pet Insurance?
Image: Ron Levine / DigitalVisions / Getty Images

About This Quiz

When you own pets, they become part of your family — and whether you own a cat, dog or another animal, your goal is keeping your pet as healthy and happy as possible. Unfortunately, keeping your pet healthy can come with incredibly high costs thanks to expensive vet bills and pricey medical procedures.

There’s a way to cut down your costs without sacrificing your pet’s health, though: pet insurance. Like health insurance for humans, pet insurance can help you with the costs of caring for your pet. And pet insurance is important for every pet owner.

Pet insurance brings pet parents one big benefit: it’ll give you peace of mind.

With a pet insurance policy, you’ll rest easy because you’ll know that should your pet become seriously ill or injured, you won’t have to break the bank to get them the care they need. Pet insurance covers medical procedures that could save your pet’s life, and it can also help alleviate some of your annual expenses with wellness coverage. This unique coverage makes it easier and more affordable to get your pet to their regular veterinarian checkups without worrying about the cost.

So, is pet insurance right for you?

Dog piggy bank If you were to get insurance, how much in monthly premiums could you afford?
Nothing
$8-$20
$20-$50
$100+

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Dogs running How active is your pet?
They have a few toys that they love to chase around the house.
They love the outdoors and going on walks.
They accompany me on runs and bike rides.
They are lazy until they aren't. Then they never want play-time to end.

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Bunny vet What kind of pet(s) do you have?
Cat(s)
Dog(s)
Cat(s) and dog(s)
Rabbit/bird/other

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Cat vet How much do you currently spend on annual wellness for your pet?
Under $100
$100 - $500
$500 - $1,000
$1,000+

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Cat and dog Have you ever faced a financial hardship to afford treatment for your pet?
Yes, and I unfortunately had to pass up on treatment.
No, I have been able to afford every treatment.
Yes, I had to take on debt to afford it.
Yes, but someone helped me afford the costs.

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Dog vet When you visit the vet, what is it usually for?
Only for very serious accidents and illnesses.
Wellness checkups, vaccinations, and other routine services.
For chronic or breed-specific conditions.
I've never taken my pet to the vet.

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Cat and kitten How old is your four-legged friend(s)?
1-4 years old
4-8 years old
8-12 years old
12 years+

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Dogs and stick Is your pet accident prone?
The only accidents are the messes they make.
The older they get, the more I worry.
They have had a few.
Yes, they get into all kinds of mischief.

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Bulldog Does your pet suffer from breed-specific conditions?
Yes
No

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Sick dog Have you ever passed up on a treatment for a pet because of the cost?
Yes, but it was something minor.
Yes, and I wished I hadn't.
No, I pay whatever it costs to make sure they are healthy.
No. I only take my pet to the vet in emergencies.

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