Quiz: Do you know how to defeat sneaky travel costs?

By: Matt Cunningham

Quiz: Do you know how to defeat sneaky travel costs?
Image: iStockphoto/Thinkstock

About This Quiz

Maybe you think you're a savvy traveler. But how sharp is your knowledge of tips, fees and reasonable rates for vacation-related expenses? Take our quiz and see just how far you can stretch your vacation funds.
What is the average fee charged by ATMs in the U.S.?
$2.40
According to watchdog Web site The Consumerist, automated teller machines (ATMs) in the U.S. charge an average of $2.40 per transaction. This easy access to cash can get expensive if you lean too heavily on ATMs during your vacation.
$3.75
$1.00

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What baggage weight typically triggers most airlines' baggage fees?
75 pounds (34 kilograms)
50 pounds (22.6 kilograms)
A fee may apply to any checked bag, regardless of size.
This is a bit of a trick question. Although airlines have long had additional fees for oversize and excessively heavy baggage, simply checking a bag may now incur a $30 to $50 fee at many major airlines in the U.S. (and your second checked bag may cost you even more).

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What is the size limit for carry-on bags on most airlines?
35 cubic inches (573 cubic centimeters)
22 inches long, 16 inches tall and 9 inches deep (0.55 by 0.4 by 0.22 meters)
Every airline's carry-on bag requirement is unique, but they generally fall into a similar size range. If your bag is smaller than 22 by 16 by 9 inches (0.55 by 0.4 by 0.22 meters), you'll probably be able to carry it on.
4 cubic feet (0.11 cubic meters)

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What is the polite amount to tip a waiter for good service in the U.S.?
Most servers expect a $10 tip for good service.
A $5 tip is the standard in the food service industry.
A courteous tip equals 15 percent to 20 percent of the bill.
Waitstaff, bartenders and many other service professionals who work in vacation destinations rely on tips as part of their income. General etiquette suggests that a tip of 15 percent to 20 percent of a meal's cost is an acceptable thank-you for good service.

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What's the accepted amount to tip a taxi driver in the U.S.?
10 percent of the fare
15 percent of the fare
Taxi drivers typically earn slightly lower tips than waitstaff, with 15 percent of the fare being a generally accepted amount. Some travelers tend to tip slightly more if the driver loads and unloads bags or luggage.
20 percent of the fare

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How much should a traveler tip a tour guide in the U.S.?
The rate will vary depending on the location and nature of the tour.
This is a harder question to answer with a single figure since tours vary widely; a one-hour trip around a historic neighborhood may earn a smaller tip than a two-week guided canoe trip. Inquire with your travel agent or hotel concierge for an estimate.
The guide's rate is included in most tour fees.
Tour guides should not be tipped, as this shows you're carrying cash and could be a good target for theft.

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What is a duty-free shop?
a store where sales staff cannot legally work for commission
a store where international visitors can purchase goods without paying the host country's taxes and duties
A common sight in international airports, duty-free shops are exempt from the taxes and fees -- or duties -- that countries charge to import goods. International travelers are able to buy goods from these stores and take them home without paying these fees.
a brand-name retail store found in many airports

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Who sets the exchange rate between currencies?
the International Monetary Fund
Private money markets control the exchange rate.
Governments' central banks work to establish the exchange rate, though it's not entirely within their control.
Most governments' central banks work to establish the value of their currencies when compared to other standards, such as the U.S. dollar. However, outside influences such as private money markets can force exchange rates to fluctuate.

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What offices or businesses can legally exchange currency for you?
Only federally insured banks can exchange currencies.
Any business with access to enough cash can exchange currencies.
Some nations regulate money changers while others do not.
Developed nations such as the United States tend to set federal regulations on the types of businesses that can exchange currencies. In less developed countries where regulation is more relaxed, money changers may have little or no regulation.

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Will your regular auto insurance cover you in another country?
Maybe. Check with your insurer to see if it covers foreign driving.
Most domestic auto policies have strict limits on coverage while driving in other countries, although this can vary from insurer to insurer.
Yes, as long as the country you're visiting requires drivers to drive on the same side of the road as in your home country.
No. Insurers are barred from offering international coverage .

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What can you do to protect yourself against a false arrest overseas?
Contact your country's local embassy upon arrival.
Purchase travel insurance with a legal aid rider.
Some traveler's insurance policies include coverage for legal advice. When shopping for a travel insurance policy, it's wise to ask if this coverage is included.
The CIA offers travel aid through its travel advisory service.

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What features should you look for when choosing auto insurance for overseas driving?
Overseas driving policies tend to be the same from one insurer to the next.
Look for a policy that mirrors the coverage you have in your regular auto policy.
While overseas driving policies vary from insurer to insurer, a good rule of thumb is to look for a policy that offers roughly the same coverage as your normal policy.
Since the coverage is only for the length of the trip, odds are you can go with a very minimal level of protection.

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How much does security screening add to a typical airline ticket price?
$5 to $10 per ticket
Increased airline security measures in the 21st century have increased ticket prices -- but not by much. Fees typically total $5 or less for one-way trips and $10 for a round-trip ticket.
Federal governments subsidize the total cost of security at airports.
$50 per ticket

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When does the rainy season start in equatorial regions?
November to April
October to March
May to October
Equatorial regions often see rainy weather through much of the late spring and summer. If you travel to these areas and want to avoid the rain, try to travel between November and April.

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Where should you go if your passport is stolen while you're abroad?
the host nation's visitor's bureau
your home nation's local embassy
Your home country's embassies provide emergency services in the event that you lose your passport. Contact the nearest embassy immediately if yours is lost or stolen during your trip.
the host city's travel and tourism offices

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What fees might you pay when bringing items home from overseas?
You'll only pay fees on goods you bought in duty-free shops.
You'll pay any fees when going though customs before your departure.
Your home country may chage taxes and duties on the goods you bring into the country from abroad.
Most nations charge taxes or other fees, called duties, on goods brought in from overseas. The rates vary from country to country, and are often addressed at an airport's customs offices.

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Where can you purchase travel insurance?
from your local insurance agent
from your travel agent
from either of the above
From travel agencies and online resources to your insurance agent, there are a number of sources to research when shopping for travel insurance.

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How can you limit the risk of illness when traveling abroad?
Speak with your doctor about your trip and see if he or she recommends any preventive medication.
The best way to manage the risk of getting sick while abroad starts at home. Schedule an appointment with your doctor to discuss medical issues that could come up at the destination; he or she may prescribe preventive medication for common ailments.
Speak with your doctor about the trip and see if he or she knows a physician in the destination area.
Your hotel will likely have a staff physician who can brief you on local risks.

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What information does the CIA provide to American travelers?
information on disease outbreaks
iInformation on national stability, crime and risks to travelers
The U.S. Central Intelligence Agency (CIA) publishes travel advisories, notifying Americans of nations where there could be a greater risk of danger for travelers.
The CIA's information is classified, and not available to civilian travelers.

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How can a sick traveler get home from overseas?
Most airlines will fly sick passengers home for free.
Insurance is available to cover evacuation in medical emergencies.
Some insurers offer international evacuation policies that cover the cost of emergency transport home if a traveler is sick or injured. These policies vary greatly among providers, so talk to an agent for a given policy's details and costs.
Most hotels will allow travelers to stay an extra day if they are too sick to go home.

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You Got:
/20
iStockphoto/Thinkstock

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