The Ultimate Travel Insurance Quiz

Estimated Completion Time
4 min
Do all kinds of vacations warrant getting travel insurance?
Neither of the below is true.
Yes.
Not necessarily.
That may depend on the type of vacation. A low-risk vacation visiting your cousins in Omaha might not be worth insuring, whereas a hang-gliding expedition in the Pyrenees Mountains would obviously warrant getting travel insurance.

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Which of these offers travel insurance?
your credit card company
Your credit card company offers travel insurance. Other ways of getting travel insurance are through your travel agent, your insurance broker and travel insurance specialists.
your bank manager
your flight ticket issuer

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The most basic flight insurance can be as little as:
1
10
You can get flight insurance starting from $10. This might cover your death in the event of a plane crash.
50

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Under some comprehensive policies, how much does travel insurance cost?
between 1 percent and 5 percent of the total cost of your trip
between 3 percent and 8 percent of the total cost of your trip
The general range is about 3-8 percent of the total cost of your trip.
between 7 percent and 10 percent of the total cost of your trip

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What does a medical/health policy cover?
any medical and dental expenses due to injury, but not illness
any medical, but not dental, expenses due to injury or illness
any medical and dental expenses due to injury or illness
Such a policy normally covers all medical and dental expenses due to injury and/or illness.

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If you have cancellation coverage, what circumstances can you cancel your trip for?
rainy weather at your destination
season's tickets to baseball that you forgot about when you booked
sickness or death of a family member
You can cancel for sickness or death of a family member if you have cancellation coverage and this will mean that your insurance pays for the lost monies involved in canceling.

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The airport is snowed in and there will be no flights for two days. What travel insurance covers your needing to be put up at a hotel?
cancellation coverage
delay coverage
Delay coverage deals with this issue. This includes any expenses incurred if the flight is delayed through no fault of your own.
trip interruption coverage

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In what ways does travel assistance service your needs?
They help with locating recommended dining venues.
They help with poorly managed tours and sightseeing trips.
They help with lost or stolen passports, money transfers and legal needs.
Travel assistance usually help with lost or stolen passports, wire transfers and legal matters, where needed.

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If you are planning to travel, what is the first step in securing travel insurance?
surfing the Internet for different insurance policy formulae
calling your agent and determining whether you are already covered with existing policies
The first step is to call your agent and see if you have any pre-existing coverage.
calling your credit card company on the day you purchase the ticket and arranging it by phone

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If you have MasterCard's World Elite card, what do you need to be eligible for certain services?
a good credit rating and income
Certain services require a good credit rating and income in order for you to be eligible.
personal acquaintance with the staff
a keen knowledge of the mechanisms of insurance policies

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Under your insurance policy, it's important to know whether expenses are covered up front or:
whether they're written off
not covered at all
whether you pay and get reimbursed later
Check out whether they're paid up front or whether you have to lay out the money first, then wait to be reimbursed.

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How much in advance of your trip is the recommended time period for insurance coverage?
at least two weeks before the trip
It's best to have the two weeks before your trip already covered in case of cancellation, etc.
one month before your trip
two days before your trip

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How much information should you share with your insurance agent?
You should be cautious about what you say because you can't trust just anybody.
You should let them know where you're going and what activities you plan to do.
It's important to say where you're planning to go and what activities of note you plan to do there.
You shouldn't divulge any information about your expected whereabouts lest you deviate from the plan.

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If something is stolen, can you just call the insurance company or do you need to take other action?
You should also write a letter to the insurance company.
Calling the company should be sufficient.
You also need to report it to the local authorities.
It's not enough to call your company. You must also report the theft to the local authorities so as to be able to provide written documentation of the incident.

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Adventure tourism has become increasingly popular in recent years. What has this done for the travel insurance business?
It has led to more and more companies offering insurance.
It has raised the cost of insurance.
It has led to more circumstances being covered.
The advent and popularity of adventure tourism has led to more circumstances being covered under travel insurance policies.

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In 2007, AIG Travel Guard began to offer a "no questions asked" policy. What did this refer to?
a last-minute cancellation for 75percent of the trip cost, regardless of the reason for canceling
The "no questions asked policy" covered 75 percent of the trip cost for last-minute cancellations, regardless of the reason for canceling.
coverage for a great many claims, regardless of their nature or credibility
a policy whereby the company didn't need to know any information at all about the traveler's plans

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What unusual policy does Travelex offer?
buy 30 days of insurance, get three days for free
coverage for your traveling pet
reimbursement for event tickets, such as a concert
Travelex offers reimbursement for event tickets, such as canceled concerts, etc.

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You might have to cancel a trip due to business obligations. What is the most sensible option?
cancel the trip but lose your money
get cheap workaholics' insurance in advance for these eventualities
You can get cheap workaholics' insurance in advance, which is tailor-made for people who have unpredictable business arrangements.
forego on the business obligation because you've already purchased the ticket

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There is such a thing as insurance for hurricane warnings. Up to how long before your departure can you cancel a trip for this reason?
up to 12 hours
up to 24 hours
You can cancel your trip up to 24 hours before departure due to hurricane warnings.
up to 36 hours

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Citizens of the European Economic Area (EEA) can get coverage under the European Health Insurance Card. Which non-EEA country participates in this program?
Britain
Luxembourg
Switzerland
Switzerland is the one and only non-EEA country to participate in this program.

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You Got:
/20
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